Jennifer Walsh · October 23, 2026
I am not a financial advisor or tax professional. Everything here is educational content based on my own experience managing my accounts and on publicly available IRS rules — not personalized financial advice. Always confirm details on irs.gov or with a qualified tax professional before making decisions. There is a word doing double duty in … Read more
Jennifer Walsh · October 23, 2026
I am not a financial advisor or tax professional. Everything here is educational content based on my own experience managing my accounts and on publicly available fee disclosures — not personalized financial advice. Fee schedules change; confirm current figures on the brokerage’s own fee schedule before acting. “IRA custodial fee” is one of those phrases … Read more
Jennifer Walsh · October 10, 2026
If you bank with Chase and hoped to open your child a Chase custodial Roth IRA, I have to be straight with you right from the start: you cannot do that today. Chase / J.P. Morgan Self-Directed Investing does not offer a custodial Roth IRA for minors. I know that is not the answer you … Read more
Jennifer Walsh · October 10, 2026
A question I see asked constantly in investing communities goes something like this: “Should I open a custodial account or a Roth IRA for my kid?” It sounds simple. However, the answer depends entirely on which of three very different accounts you are actually comparing — and most of the confusion comes from the fact … Read more