Month: October 2026

What to Invest In Inside Your Child’s Roth IRA

· October 10, 2026
What to Invest In Inside Your Child's Roth IRA

Here is the mistake I see mentioned constantly in every parenting-and-money forum I follow: someone opens a custodial Roth IRA for their kid, feels great about it, and then does absolutely nothing with the money inside. It just sits there — in the brokerage’s default settlement fund or money market account — earning somewhere between … Read more

Custodial Account vs Roth IRA for Kids: Which One Should You Open?

· October 10, 2026
Custodial Account vs Roth IRA for Kids: Which One Should You Open?

A question I see asked constantly in investing communities goes something like this: “Should I open a custodial account or a Roth IRA for my kid?” It sounds simple. However, the answer depends entirely on which of three very different accounts you are actually comparing — and most of the confusion comes from the fact … Read more