IRA types, comparisons, and foundational knowledge
Jennifer Walsh · April 19, 2026
I still remember 2007, when I was deep in the weeds of my own retirement account strategy and realized something that stuck with me. The advice circulating everywhere back then was to put everything into a traditional IRA for the upfront deduction, and almost nobody running that playbook had modelled it. Take a fairly ordinary … Read more
Jennifer Walsh · April 10, 2026
A few years ago, a surgeon came to me frustrated. She was earning just over $230,000 a year, had maxed out her 401(k), and kept hearing that she “made too much” to contribute to a Roth IRA. She assumed that door was permanently closed. It wasn’t. Within one meeting, we had a backdoor Roth IRA … Read more
Jennifer Walsh · March 11, 2026
Financial Disclaimer: This content is for educational purposes only and does not constitute financial advice. Consult a qualified financial advisor before making investment decisions. Key Takeaways What Is the Difference Between a Custodial IRA and a Traditional IRA? When comparing a custodial IRA vs traditional IRA, the most fundamental distinction is who can open one … Read more
Jennifer Walsh · January 30, 2026
Roth IRA for Kids: The Benefits & How to Open One Family Finance • 6 min read A Roth IRA is one of the best ways to save for retirement. Common knowledge suggests that the account’s primary purpose (retirement) means it is only suitable for adults who have retirement in sight. Think again. Yes, a … Read more